Chapter 5: The Woman in the Red Coat
The hospital smelled of antiseptic and stale coffee.
At two in the morning, I sat on an examination bed with my arm supported by a sling while a doctor reviewed the results of my scans. Nothing appeared broken, but the bruising was extensive, and my side hurt whenever I moved.
My father sat beside me, still wearing the suit he'd arrived in.
He hadn't complained once about being tired.
He hadn't checked his watch or answered the handful of calls buzzing through his phone.
He simply stayed.
“Your father hasn't left that chair for three hours,” the nurse said as she adjusted my blanket.
I tried to smile.
“He's stubborn.””
“Good. You're going to need someone stubborn.””
When she left, Dad reached for my hand.
“I'm sorry.””
I frowned.
“For what?””
“For not telling you sooner that we were investigating Daniel's financial activities.””
I pulled my hand back slightly.
“You were investigating my husband?””
“Three weeks ago, an investigator contacted me about unusual transactions connected to a company that had recently done business with one of our former clients. Daniel's name appeared in the records.””
“Why didn't you tell me?””
“Because I didn't have the whole story, and I didn't want to accuse your husband without proof.””
I stared at the white hospital blanket.
“You suspected he was doing something wrong, and you let me go home to him.””
Dad's face tightened.
“I believed you were safe. We had no evidence that he was violent, and I didn't want to destroy your marriage based on incomplete information.””
“But tonight he hurt me.””
“Yes,” he whispered.
“And I will regret not knowing that could happen for the rest of my life.””
I looked at him.
For the first time that night, my father seemed less like the powerful businessman who had arrived with three SUVs and more like the man who used to sit beside my bed when I was a little girl with a fever.
“I'm not blaming you, Daddy.””
He lowered his head.
“I should have asked more questions.””
Before I could answer, his phone rang.
He listened without speaking for nearly a minute.
Then he stood.
“Send the records to the police liaison. No one is to contact Vanessa directly until the investigators have coordinated the next steps.””
He ended the call.
“What happened?”” I asked.
“They located the apartment where Daniel has been staying when he claims to be traveling.””
“And Vanessa is there?””
“She was there earlier tonight. She left shortly before the police arrived at your house.””
I felt a strange emptiness spread through my chest.
For months, Daniel had kissed me goodbye at the front door and promised to call when he reached his hotel. Sometimes he'd send photographs of restaurant meals or hotel rooms.
I'd believed him.
I remembered one particular Tuesday when he'd called from what sounded like a busy restaurant.
“Wish you were here,” he'd said.
I'd smiled at my desk.
“Next time, take me with you.””
“Of course, sweetheart.””
Now I wondered whether Vanessa had been sitting across the table from him, laughing at the woman who believed she was loved.
“Did he ever love me?”” I asked.
Dad didn't answer immediately.
“I can't tell you what was in his heart when you met. But I can tell you that what he did tonight was not love.””
I looked away before the tears could fall.
At eight the next morning, my father's attorney arrived with a leather briefcase and a stack of documents. Her name was Eleanor Price, and she had the calm, precise manner of someone who had spent years delivering difficult news without making it worse.
“Olivia,” she said, sitting beside the bed, “your father asked me to explain the financial records we have so far.””
I nodded.
She opened a folder.
“Your bank has confirmed that someone submitted a request to establish a credit facility using your information. The bank froze the application pending verification, but we need to determine whether any related accounts were opened elsewhere.””
“Can they take my savings?””
“The bank has been notified of the suspected fraud. You'll need to work directly with its fraud department, and we can help you secure the accounts. Don't share any additional banking credentials with Daniel or anyone claiming to represent him.””
I nodded slowly.
“What about the life insurance policy?””
Eleanor placed a copy of the application on the table.
“The insurer is reviewing the circumstances under which it was submitted. The application contains a signature that you deny making. Investigators will need to establish who submitted it and whether any identity documents were misused.””
I stared at Patricia's name on the beneficiary line.
“She was planning to collect money if I died.””
“We cannot establish intent from the beneficiary designation alone,” Eleanor said carefully.
“But the surrounding evidence is concerning, and the authorities are investigating.””
Dad leaned forward.
“Tell her about the company.””
Eleanor opened another file.
“Northstar Risk Solutions was registered eighteen months ago. Public records list a manager named Marcus Bell. Our investigators found financial links between Northstar, a consulting firm Daniel used for his real estate work, and an account associated with Vanessa Reed.””
“Why would Vanessa have anything to do with a company Daniel paid?””
“We don't yet know. She could be involved, or her account may have been used without her knowledge. We need the financial records before drawing conclusions.””
I rubbed my forehead.
“So everyone around me is a question mark.””
“For now,” Eleanor said gently.
“That doesn't mean everyone is guilty.””
My father's phone buzzed again.
He read the message, then turned the screen toward me.
A photograph showed Vanessa leaving a parking garage. She wore a red coat and carried a large envelope.
Beneath it was a short note from the investigator.
*Vanessa has contacted our office through counsel. She claims she has information about the planned Friday transaction and wants protection before speaking to investigators.*
I stared at the photograph.
“She's willing to talk?””
“Apparently,” Dad replied.
“Why now?””
“Fear can make people reconsider their choices.””
I shook my head.
“If she knew Daniel was planning something against me, why didn't she warn me?””
“That's one of the questions she needs to answer.””
Eleanor closed the folder.
“The police have asked us not to interfere with their investigation. Any meeting with Vanessa should be arranged through the authorities and her attorney.””
I nodded, although my mind was already racing.
Vanessa had been sleeping with my husband. She might have helped him misuse my financial information. She might have known about the insurance policy.
And now she wanted protection.
“What if she lies?”” I asked.
“Then investigators will compare her account with the evidence,” Eleanor replied.
“You don't need to trust her. You only need to let the truth be tested.””
After Eleanor left, Dad helped me adjust the sling around my arm.
“Get some rest, sweetheart.””
“I can't sleep.””
“I know.””
“Daddy, what if they planned to kill me?””
He stopped moving.
For several seconds, he said nothing.
Then he gently squeezed my shoulder.
“Then we're going to make sure the people responsible answer for what they did. But right now, you're alive, you're safe, and you're not facing this alone.””
I leaned against him.
For the first time since the belt had struck my arm, I allowed myself to cry without trying to stay quiet.
Later that afternoon, the police contacted my father with an update.
Vanessa had agreed to give a formal statement.
But she had made one condition.
She wanted to speak to me.
May you like
And she wanted to show me something Daniel had kept hidden from both of us.
Something she claimed would explain why the $75,000 payment had to be completed before Friday.