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Chapter 5: The Woman Who Knew Too Much

I opened the email.

There was no greeting.

No introduction.

Just four sentences.

Mr. Hale,

I have been trying to reach your father for three weeks.

Someone has been using my deceased father's credentials to access financial accounts connected to his estate.

Your wife is involved, but she is not the person directing this operation.

I read it twice.

Then I looked at Dad.

“Do you know this woman?””

“Of course. Rebecca used to visit us with Harold. She was practically family.””

I scrolled down.

There was a phone number and an address for a law office in downtown Atlanta.

I called immediately.

A woman answered after three rings.

“Whitmore Legal Services.””

“My name is Marcus Hale. I'm calling about an email from Rebecca Whitmore.””

There was a pause.

“Please hold.””

A moment later, another voice came on the line.

“Mr. Hale?””

“Yes.””

“My father used to handle your family's finances.””

“I know. My father told me he died in May.””

“He did.””

“Then why is someone using his identity?””

She exhaled slowly.

“Because somebody stole his files before we could secure them.””

I looked at Dad.

“Do you know who?””

“Not yet. But I believe the person has access to your father's old financial records, including his property documents.””

Dad leaned toward the phone.

“Rebecca, it's Robert. Do you remember me?””

Her voice softened.

“Mr. Hale. Of course I remember you. How are you?””

“Not very well, I'm afraid.””

I explained what had happened.

The Thanksgiving exclusion.

The money.

The forged loan.

The photograph.

I could hear Rebecca typing.

When I finished, she went quiet.

Then she asked a question.

“Did your wife mention a company called Brooks Family Holdings?””

“Yes.””

“Do you know when it was established?””

I searched the documents.

“Last February.””

Rebecca made a small sound.

“That's the same month someone attempted to withdraw funds from my father's estate.””

Dad gripped the edge of the desk.

“How much?””

“Nearly $400,000.””

I stared at the screen.

Four hundred thousand dollars.

“Was the withdrawal successful?””

“No. The bank flagged it because the authorization didn't match my father's signature.””

I looked at the loan papers.

“Rebecca, I think the same people have been using forged signatures to borrow against our properties.””

“Mr. Hale, I need to ask you something. Did your father ever sign a power of attorney naming anyone besides me?””

Dad frowned.

“Not that I remember.””

“Think carefully.””

He closed his eyes.

Then he looked at me.

“Last winter, Vanessa brought some papers to the house.””

My stomach tightened.

“What papers?””

“She said she was helping me organize my retirement documents. She told me it was something you wanted.””

I stared at him.

“Dad, did you sign anything?””

He looked devastated.

“I signed one page. She said it allowed her to help with medical appointments and banking if I became ill.””

Rebecca interrupted.

“Do you remember the title of the document?””

Dad shook his head.

“No.””

“Mr. Hale, that could have been a durable power of attorney. We need to establish exactly what was signed.””

I felt sick.

Vanessa hadn't just lied to my father.

She had used his trust in me to get access to his personal information.

“Can you help us?””

“Yes. But there's something else you need to understand.””

Her voice became serious.

“My father maintained a separate ledger for several clients. It contained records of private loans and property arrangements. After his death, that ledger disappeared.””

I looked at the folder on my desk.

“Why would anyone want it?””

“Because it identifies every person who received money through those arrangements.””

Dad suddenly spoke.

“Rebecca, did my name appear in that ledger?””

Silence.

Then she answered.

“Yes.””

Dad's hand began shaking.

“What does it say?””

“I can't discuss the details over the phone. I need to see you in person.””

I arranged to meet her the following morning.

After hanging up, I looked through the files again.

There was another document tucked inside the folder.

A scanned photograph of a handwritten note.

The handwriting looked familiar.

I recognized the slanted letters immediately.

It belonged to my mother.

I read the note aloud.

Robert, if anything happens to me, please make sure Marcus receives the house and the investment account. Don't let anyone convince you that the money belongs to somebody else.

Dad covered his mouth.

“That was from the week before she died.””

I looked at him.

“What investment account?””

He shook his head.

“Your mother had savings. She left instructions for you. I thought everything had been settled.””

I pointed toward the document.

“Then why does this note appear in Vanessa's files?””

Dad looked as confused as I felt.

Before he could answer, Lily walked into the office.

“Daddy?””

I closed the laptop.

“What is it, sweetheart?””

She held a piece of folded paper.

“I found this in Mommy's jewelry box.””

My heart started beating faster.

“Where did you find it?””

“In the little blue box. Mommy told me not to touch it.””

I unfolded the paper.

It was a photograph of my mother standing beside a younger Vanessa.

I recognized the room immediately.

It was my parents' old kitchen.

But Vanessa hadn't known my mother before she died.

At least, that was what she'd always told me.

I turned the photograph over.

There was a handwritten date.

October 2018.

My mother had died in April 2020.

And beneath the date was a sentence written in my mother's handwriting.

Vanessa promised she would protect my son. I hope I can trust her.

I stared at the photograph.

“Dad, did Mom know Vanessa before I met her?””

He looked at the picture for a long time.

Then he nodded.

“Yes.””

“How?””

Dad swallowed.

“Your mother met her at the hospital.””

I frowned.

“What hospital?””

Dad looked toward Lily.

Then he quietly closed the office door.

“Marcus, your mother was sick for almost two years before you knew how serious it was. During that time, Vanessa used to visit her.””

My throat tightened.

“Why didn't you tell me?””

“Because your mother asked me not to.””

“Why?””

Dad's eyes filled with tears.

“Because she believed Vanessa had information about the money your mother had hidden.””

I looked at him.

“What money?””

Dad lowered his voice.

“The money your mother left behind wasn't just an investment account.””

May you like

He paused.

“It was nearly $1.8 million.””

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