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Chapter 12: My Father's Final Warning

James immediately asked Claire to repeat what she had said.

"The original loan was close to a million dollars?""

Claire nodded.

"That's what Margaret told me.""

Margaret shook her head.

"She's lying.""

Claire looked exhausted.

"You told me the money was needed to keep the company alive.""

"Because it was!""

James opened his folder again.

"Mrs. Wilson, did you borrow against another property belonging to the trust?""

My mother remained silent.

Daniel looked at her.

"Mom, how much money did you borrow?""

She pressed her lips together.

Then she finally answered.

"Nine hundred and twenty thousand dollars.""

I felt the room tilt.

"What?""

Margaret looked at me.

"Your father had debts. I had to manage them.""

James immediately corrected her.

"The trust records show no outstanding debt of that amount at the time of his death.""

She looked away.

Daniel shook his head.

"Where did the money go?""

Margaret sat down.

For the first time, she looked older than I remembered.

Her shoulders sagged.

Her hands trembled.

"Your father made some investments before he died. Some failed. I was trying to recover the losses.""

James frowned.

"Which investments?""

She didn't answer.

Claire suddenly laughed.

"Tell them the truth.""

Margaret glared at her.

"Be quiet.""

"You lost the money gambling!""

The room went silent.

Daniel stared at our mother.

"What?""

Claire wiped her face.

"Your mother was investing in a private property scheme. She kept borrowing more money because she believed she could recover everything.""

Margaret shook her head.

"That's not true.""

Claire continued.

"She told me she was going to make millions. She said nobody would ever know because the trust would cover the payments.""

James looked at Margaret.

"Is that accurate?""

My mother covered her face.

"I made mistakes.""

Daniel stepped closer.

"Mistakes?""

He pointed toward the documents.

"You took nearly everything Dad saved. You stole from Emily. You involved my wife in a fake pregnancy.

You paid a birth mother to disappear. And now you're telling us it was a mistake?""

Margaret began crying.

"I was trying to protect the family.""

I shook my head.

"Stop saying that.""

She looked at me.

"You don't understand what it was like after your father died.""

I remembered those years.

The quiet house.

The untouched garage.

The way my mother had stopped cooking dinner and spent hours behind a locked office door.

I had thought she was grieving.

Perhaps she had been.

But grief didn't explain everything.

"Why didn't you tell us?"" I asked.

She looked at the floor.

"Because I was ashamed.""

"Then why did you keep taking money?""

"Because I thought I could fix it.""

James explained that the loan documents and property transfers would need a formal investigation. Robert, as the named successor trustee, would work with the attorneys to determine what assets remained and whether the transactions could be challenged.

Daniel looked at me.

"We're going to make sure you get what Dad left you.""

I nodded, unable to speak.

Then my phone vibrated.

A message had arrived from an unknown number.

Emily, this is Robert. Don't let Margaret leave with the blue folder. It contains your father's original letter.

I looked toward my mother.

She was holding a large blue folder against her chest.

My blood ran cold.

"Mom.""

She looked up.

"What?""

"What's in that folder?""

"Personal papers.""

"Is Dad's letter inside?""

Her face changed.

Daniel immediately noticed.

"Mom, give it to James.""

She clutched it tighter.

"No.""

James stood.

"Mrs. Wilson, if the folder contains documents belonging to the trust, we need to preserve them.""

Margaret stepped backward.

"You people have taken enough from me.""

I moved closer.

"That letter belongs to me.""

She looked at me with tears in her eyes.

"Your father didn't understand what he was doing.""

"Then let me read what he wrote.""

For a moment, she seemed ready to argue.

Then she slowly placed the folder on the table.

James opened it carefully.

Inside were several old bank statements, property documents, and a sealed envelope.

My name was written across the front.

Emily.

My father's handwriting.

I reached for it with trembling fingers.

The envelope had never been opened.

My mother watched as I carefully broke the seal.

Inside was a letter dated three weeks before my father's death.

I unfolded it.

My dearest Emily,

If you're reading this, something has happened that I was unable to prevent.

I need you to understand that the money and property I leave behind are not a reward. They are protection. I know your mother may tell you that everything belongs to the family, but I have made specific arrangements to ensure you and your brother are protected.

I swallowed.

The letter continued.

There is one thing I have not told either of you.

I looked up.

Daniel leaned closer.

I continued reading.

The building in Fort Worth is only part of what I purchased. I also own the land beside it, which is registered under a separate company. I placed that company into the trust because I knew someone might try to sell the building without your permission.

James immediately looked up.

"There's another company?""

I nodded, reading further.

If the building is ever transferred without your consent, contact Robert. He knows where the original deeds are kept.

Then came the final paragraph.

And Emily, please remember something. If your mother ever tells you that I left her in debt, don't believe her. I paid every dollar I owed before I died.

My hands began shaking.

I looked at Margaret.

"Did you know about the land?""

She didn't answer.

James took the letter and examined the final page.

"Emily, this is significant.""

Daniel looked at him.

"Why?""

James pointed to a handwritten company name.

"Because the land your father describes may still be legally protected.""

My mother suddenly stood.

"That's impossible. I sold everything.""

Robert's voice came through the speaker.

"Not everything, Margaret.""

James looked at the document.

Then he smiled faintly.

"According to this letter, your father left a second property that may be worth considerably more than the first.""

My mother grabbed the edge of the table.

Daniel stared at her.

"How much more?""

Robert answered.

"Last time I checked, the land was valued at approximately $2.4 million.""

Nobody spoke.

Then James turned the final page over.

There was another handwritten note.

One sentence.

If Margaret ever tries to take these properties, the person who must receive the first phone call is not my lawyer.

I looked at the name beneath it.

And my breath caught.

Because the person my father had instructed us to contact wasn't Robert.

It wasn't James.

May you like

It was someone who had been standing in that restaurant all afternoon.

*Rachel.*

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