Chapter 9: The Night They Broke Into My House
"Where is Lily?"" I asked.
Ethan was crying now.
"She's upstairs. Grandma, I'm scared.""
I stood so quickly that my chair scraped across the restaurant floor.
"Listen to me, sweetheart. Go upstairs and stay with your sister. Don't touch anything. I'm coming.""
Robert grabbed his coat.
"Call the police," he told Daniel.
Daniel immediately reached for his phone.
I was already calling Todd.
He answered after three rings.
"Mom?""
"Why is Richard at your house?""
There was a long pause.
"How do you know about that?""
"Ethan called me.""
Todd exhaled.
"Mom, everything is fine.""
"Then why is my grandson crying?""
"We're just discussing some paperwork.""
"At what point did discussing paperwork require frightening children?""
Megan's voice came from the background.
"Tell her to mind her own business!""
Todd covered the phone.
I heard him say, "Keep your voice down.""
Then he returned.
"Mom, please don't make this worse.""
I felt something inside me harden.
"You have one chance to tell me the truth. Are you looking for your father's documents?""
He didn't answer.
I ended the call.
Robert was already arranging for a police unit to meet us.
During the drive, I called Ethan again.
"Sweetheart, are you upstairs?""
"Yes.""
"Is your sister with you?""
"Yes. We're in her room.""
"Good. Lock the door. Don't come downstairs until an officer tells you it's safe.""
"Grandma?""
"Yes, darling?""
"Are you mad at Dad?""
I swallowed.
"That's something grown-ups need to work out.""
"Are you still coming to get us?""
My eyes filled with tears.
"Always.""
When we arrived, a police vehicle was parked outside Todd's house.
One officer stood near the entrance.
Another was speaking to a neighbor.
Robert approached the officer and explained the situation.
I stepped inside.
The living room was a disaster.
A drawer had been pulled out of the console table. Papers were scattered across the carpet. One of George's old photographs lay facedown beneath the coffee table.
Megan stood near the staircase.
Her hair was disheveled, and she was gripping a folder.
"Judith," she snapped.
"What are you doing here?""
"I'm here for my grandchildren.""
"They're fine.""
"Then let me see them.""
She moved in front of the stairs.
"Not until we finish this conversation.""
I stared at her.
"Move.""
She laughed bitterly.
"You really think you can walk in here and order everyone around because you won some money?""
I looked at the folder in her hands.
"What's in there?""
"Nothing that concerns you.""
Robert stepped forward.
"Mrs. Calloway, please hand that folder to the officer.""
Megan clutched it against her chest.
"No!""
Todd appeared from the hallway.
"Mom, please. Just listen.""
I turned toward him.
"Why are my grandchildren hiding upstairs?""
He looked ashamed.
"Things got out of control.""
"Because of what?""
He looked at Megan.
She shook her head.
"Don't say anything.""
Todd lowered his voice.
"Richard said the documents were important. We needed to find them before you did.""
I stared at him.
"Why?""
"Because Dad changed the trust.""
"And?""
Todd rubbed his forehead.
"Because we were supposed to receive part of it.""
I looked at my son.
"Your father decided what to leave you. He was entitled to make that decision.""
Megan stepped forward.
"Don't pretend George was fair. He gave everything to you.""
I turned toward her.
"George worked for forty years. He built those investments. He chose what happened to them.""
Megan's voice rose.
"And what about us? We have children. We have a mortgage. We have expenses!""
I looked around the expensive living room.
The designer furniture.
The oversized television.
The imported decorations.
The luxury handbag hanging from the chair.
"You have a beautiful home, Megan.""
She glared at me.
"Not beautiful enough.""
Robert quietly spoke to the officer.
"That folder may contain evidence related to fraudulent financial applications. Please secure it.""
The officer approached Megan.
She stepped backward.
"Don't touch me!""
The folder slipped from her hands.
Papers scattered across the floor.
One document landed near my feet.
I picked it up.
It was a draft agreement transferring control of Rosedale Holdings.
My name appeared at the top.
Below it was Todd's.
But the date caught my attention.
The document had been prepared six weeks before I won the lottery.
I looked at Todd.
"Why were you preparing to take control of a company that didn't exist yet?""
His face went completely white.
Robert took the document.
"Judith, this is significant.""
Megan suddenly started crying.
"It wasn't supposed to happen like this!""
I looked at her.
"Then how was it supposed to happen?""
She wiped her cheeks.
"Richard said George had already arranged everything. He told us you would eventually sign the papers.""
I shook my head.
"Your father-in-law died three years ago.""
"Exactly! And you were supposed to trust us!""
I stared at her.
There it was again.
Trust.
They wanted my trust, my signature, my money, and my silence.
But they didn't want me.
An officer escorted Megan toward the dining room to obtain her statement.
Todd remained standing in the hallway.
"Mom," he whispered.
I looked at him.
"Where is Richard?""
He swallowed.
"He left.""
"Where?""
"I don't know.""
Robert examined the papers.
Then he stopped at a page near the bottom.
"Judith, come here.""
I approached him.
He pointed to a section marked Special Authorization.
There was a handwritten note in the margin.
Use the original medical authorization. She'll never challenge it.
I read the words.
"What medical authorization?""
Todd's eyes widened.
"Mom, don't.""
I turned toward him.
"What medical authorization?""
He looked at Megan.
She stared at the floor.
Then Todd spoke.
"When Dad was sick, you signed some paperwork giving us permission to help manage his medical and financial affairs.""
I remembered.
George had been hospitalized for weeks. I had signed dozens of forms.
Insurance releases.
Hospital authorizations.
Treatment permissions.
But I'd never agreed to surrender control of my finances.
Todd continued.
"Richard thought we could use one of those documents to establish that you were unable to manage the estate.""
I felt the room spinning.
"You were planning to declare me incompetent?""
"No! It was just an option.""
"An option?""
Todd stepped toward me.
"Mom, you have to understand. We were trying to protect the family.""
I took a step backward.
"From whom, Todd?""
He opened his mouth.
Nothing came out.
Then Robert's phone rang.
He listened for several seconds.
His expression changed.
"Judith, it's the bank.""
"What happened?""
"They've identified the source of the forged authorization.""
"Who?""
Robert looked directly at Todd.
"The document was submitted electronically from an account registered to your son's home.""
Todd shook his head.
"That's impossible.""
Robert continued.
"But the bank has also recovered a deleted message attached to the application.""
He turned the phone toward me.
The message was short.
Once Judith is declared incapable of managing her affairs, we can control everything. Richard says the old medical paperwork is enough.
I stared at my son.
Then I read the sender's name.
Megan Calloway.
And suddenly, I understood that Richard hadn't been the only person planning to take everything from me.
My daughter-in-law had been organizing it.
But the next piece of evidence was even worse.
Because the bank had recovered the original attachment.
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And the signature at the bottom belonged to someone who had been dead for three years.
My husband, George.