Chapter 5: The House My Money Was Supposed to Buy
Dad pulled out the chair opposite Rebecca.
“Start from the beginning.””
Rebecca sat down slowly, smoothing her blouse as though restoring its wrinkles might restore her control over the room.
“Madison has always wanted a fresh start,” she began.
“She wants to attend college somewhere away from home. She wants her own space.””
“So you decided to buy her a house?””
“An investment property.””
“With my daughter's education money?””
“I intended to repay it.””
Dad leaned forward.
“How?””
Rebecca stared at her hands.
“The property would appreciate in value. Michael was going to help me renovate it, and then we would sell it.””
“Using Emily's money to finance the renovation.””
“It was a temporary arrangement.””
“You keep using that phrase as though repeating it makes the theft disappear.””
Rebecca's face tightened.
“Don't call me a thief.””
“What would you call someone who moves thirty thousand dollars out of a child's college account without permission?””
She stood abruptly.
“I have sacrificed everything for this family!””
I couldn't hold back anymore.
“What have you sacrificed for me?””
Rebecca turned toward me.
I stepped into the room, my blue-stained hands curled into fists.
“When I got accepted to college, you told everyone Madison was having a difficult time. When Dad wanted to celebrate my scholarship, you said we couldn't afford a dinner out. When I asked you for help buying my graduation dress, you told me to work for it.””
“Emily, this is not about you.””
I laughed, but the sound came out broken.
“My college savings are gone. How is this not about me?””
She opened her mouth.
I kept going.
“You bought Madison a handbag with my money. You let her pour paint on my dress. And now you're telling us you planned to use my future to buy her a house?””
Madison appeared in the doorway.
“Stop acting like everything is about you!””
Dad turned sharply.
“Madison, not another word.””
“But she—”
“Your sister has every right to ask what happened to her money.””
Madison's face crumpled.
“You destroyed my bag!””
Dad's expression didn't change.
“You destroyed her dress first.””
“That was a joke!””
“Then explain the joke to me.””
She looked down.
“I'm waiting,” he said.
Madison's shoulders trembled.
“I was angry.””
“Why?””
She glanced at Rebecca.
“Because everyone acts like Emily is perfect.””
“No one has ever required you to be perfect,” Dad replied.
“We've required you to be decent.””
Madison covered her face and began crying.
For a moment, I almost felt sorry for her. Then I remembered the way she had held her phone up while paint soaked into the dress I'd worked so hard to afford.
She hadn't just wanted to hurt me.
She had wanted an audience.
Dad returned his attention to Rebecca.
“Where is this house?””
Rebecca hesitated.
“Marietta.””
“Have you signed a purchase agreement?””
“Yes.””
“When?””
“Three weeks ago.””
“Who is listed as the buyer?””
She didn't answer.
Dad stood.
“Rebecca.””
“Madison and I.””
“Using whose money?””
“Daniel, please—”
“Whose money?””
She lowered her voice.
“The deposit came from Emily's account.””
My stomach twisted.
“How much?”” I asked.
Rebecca's silence lasted only a second, but it felt endless.
“Twenty thousand dollars.””
I grabbed the edge of the desk.
Twenty thousand dollars.
I thought of every shift at the diner, every time I had skipped buying lunch between school and work, every birthday when I'd asked for cash instead of presents because I wanted to save for college.
Twenty thousand dollars had been transferred away in a few clicks.
Dad sat down again.
“Is the property already in your name?””
“No. The closing is next week.””
“Then we have time to stop it.””
Rebecca's face changed.
“You can't do that.””
“Watch me.””
“You'll ruin Madison's future!””
Dad stared at her.
“What about Emily's?””
“Emily has a scholarship!””
“And Madison has a mother who keeps teaching her that other people should pay for her choices.””
Madison rushed into the room.
“That's not fair! Mom said the house was a gift for me!””
Dad turned toward her.
“And you thought it was perfectly fine for your stepsister to pay for it?””
“I didn't know!””
“You knew she worked for her money. You knew she was saving for college. You watched her buy that dress herself.””
Madison's lips trembled.
“I didn't know about the transfers.””
I believed her.
That was the worst part.
Madison might have known she was cruel, but she hadn't necessarily known how deep the cruelty went. Rebecca had apparently been making decisions behind everyone's back, using Madison's jealousy as an excuse to justify her own plans.
Dad took a slow breath.
“I'm contacting our attorney tonight. The bank will investigate the unauthorized transfers, and we will notify the people handling the property purchase.””
Rebecca stared at him.
“You can't involve outsiders in our marriage.””
“You involved my brother in my daughter's bank account.””
“Michael was helping me!””
“Then he can explain his role to the bank.””
She reached across the desk and grabbed his hand.
“Daniel, please. If this comes out, I could lose everything.””
Dad gently pulled his hand away.
“You should have thought about that before you used Emily's name and money without permission.””
Rebecca's face hardened.
“So that's it? You're choosing her over me?””
He looked at her for a long moment.
“No. I'm choosing what's right.””
She laughed bitterly.
“You'll regret this.””
Dad didn't respond.
He opened his laptop again and searched his email for the property documents. Within minutes, he found a message from a real estate agent with the subject line: Final Purchase Agreement—Signature Required.
He clicked the attachment.
The purchase agreement listed Rebecca and Madison as the intended owners. The initial deposit was recorded as having come from a personal savings transfer.
But the attached bank receipt told a different story.
Dad printed it and placed it beside the forged authorization document Michael had sent.
The transfer dates matched.
So did the account reference.
Then Dad noticed something else.
The purchase agreement contained a clause requiring the buyer to disclose the source of any funds used for the deposit.
Someone had signed that declaration.
Dad enlarged the scanned signature.
It wasn't Rebecca's.
It wasn't Madison's.
It was mine.
I leaned closer, my heart pounding.
“Dad,” I whispered, “I never signed that.””
He stared at the paper.
“I know.””
Rebecca backed toward the door.
“Daniel, please. We can settle this privately.””
Dad stood and blocked her path.
“Who put Emily's signature on that agreement?””
She shook her head.
“I didn't.””
“Then who did?””
Her eyes filled with tears again.
May you like
And this time, when she answered, she named someone I never expected.
“Your brother.””