Chapter 7: My Sister Had Been Part of It All Along

My sister's name was Patricia.
For most of my life, she had been the person I called when something went wrong. When our mother died, Patricia held my hand through the funeral. When Thomas was diagnosed with cancer, she brought casseroles to my house and sat beside me while I cried. When I finally bought my beach house, she was the first person I called.
She had hugged me and said, “Tom would be so proud of you, Margaret.””
Now her signature sat beneath a document authorizing the sale of that very house.
I stared at the screen in James's office.
“That can't be right.””
James turned the laptop toward himself.
“The signature appears to match the one on several documents we've collected. But we'll need a proper examination before drawing conclusions.””
“Patricia wouldn't do this.””
He didn't argue.
That was somehow worse.
I pulled out my phone and called my sister.
She answered on the fourth ring.
“Margaret! I was just thinking about you.””
Her voice sounded exactly as it always had. Warm, familiar, and slightly breathless, as if she were always rushing from one obligation to another.
“Patricia, I need to ask you something.””
“Of course, sweetheart. What's wrong?””
“Have you signed anything involving my beach house?””
Silence.
It lasted only two seconds, but I heard it.
“Why would you ask me that?””
“Because your name appears on an authorization connected to a company attempting to transfer my property.””
“Oh, Margaret. You must have misunderstood something.””
“Then explain it to me.””
She sighed.
“Robert told me you were considering making some changes to your estate. Megan said there were complicated tax issues, and she needed a family member to confirm certain details.””
“Did I ask you to do that?””
“No, but I thought I was helping.””
“Did you sign the document?””
Another pause.
“Yes. But it wasn't what you think.””
I pressed my fingers against my temple.
“What did you think you were signing?””
“An authorization to discuss the property with a real estate agent. Megan said you were thinking about downsizing.””
“I have never told Megan I wanted to sell my house.””
“Well, she said you were becoming overwhelmed by the upkeep.””
“Patricia, I bought that house because I wanted to spend my retirement there. I have told you that a hundred times.””
Her voice became defensive.
“I'm not saying you didn't. I'm saying things change.””
“Did you know about the forged transfer?””
“No!””
Her answer came too quickly.
I closed my eyes.
“Did you know about the loan against my primary residence?””
“What loan?””
“Three hundred and twenty thousand dollars.””
A sharp intake of breath came through the phone.
“Margaret, I swear I don't know anything about that.””
“Then you should have no trouble helping James explain why your signature appears on the authorization.””
“Your lawyer is involved?””
“Yes.””
“Oh, for heaven's sake. You always have to turn everything into a legal battle.””
I felt something inside me harden.
“My home is being targeted by a company I never authorized. Someone has copied my signature. Someone has tried to borrow money against my property. And you think I'm overreacting?””
“That's not what I said.””
“Then tell me what you said.””
Patricia lowered her voice.
“Megan promised there would be money left over for everyone after the sale.””
Everyone.
I gripped the phone so tightly that my fingers hurt.
“Everyone who?””
“Margaret, please don't make me do this over the phone.””
“Do what?””
“I'll come see you tomorrow.””
“No. You'll tell me now.””
She exhaled shakily.
“Daniel told me the company would handle the sale. He said Robert had agreed, and Megan was taking care of everything. I thought you had given them permission.””
“Then why did Megan promise you money?””
“I was helping her pay some bills.””
My stomach dropped.
“How much?””
“It's none of your business.””
“Patricia, you signed a document connected to my house. It became my business the moment you put your name on it.””
She began crying.
“I only borrowed twenty thousand dollars from Megan. I was going to pay her back.””
The room seemed to grow colder.
“You borrowed twenty thousand dollars from my daughter-in-law?””
“She said I didn't need to worry about repayment until the property sold.””
I stared at James.
He had stopped writing and was watching me carefully.
“Patricia, what did you give her in return?””
“Nothing.””
“Don't lie to me.””
“I didn't lie!””
“Then why would she wait until my house sold to be repaid?””
Patricia fell silent.
I knew that silence. It was the same one she used when we were children and our mother caught her taking money from the kitchen drawer.
“Patricia?””
Finally, she whispered, “She said I would receive a share of the proceeds.””
My sister had not simply signed a paper because she wanted to help.
She had been promised money from the sale of a home that did not belong to her.
“Did you know Megan was planning to force me out?””
“No.””
“Did you know she had changed the locks?””
“No!””
“Did you know she was planning to use forged documents?””
“I didn't know anything about a forged signature!””
I wanted to believe her.
But I could no longer afford to accept a person's word simply because I loved them.
“Patricia, I need you to send every message Megan has ever sent you about my properties to James.””
“Margaret, please. If you do this, I'll lose everything.””
I swallowed the ache in my throat.
“You should have thought about that before you signed.””
She began sobbing harder.
“I'm your sister!””
“And I'm your sister, too.””
I ended the call.
For several seconds, I sat without moving.
James finally spoke.
“I'm sorry.””
I shook my head.
“I don't need sympathy. I need to know how far this goes.””
He turned his laptop toward me.
“We're going to need a complete timeline of every document, payment, and communication involving this company. Patricia may have information we haven't seen yet.””
I nodded.
Then another email arrived.
This one came from the real estate agent.
Attached was a draft listing for my beach house, complete with photographs taken during the family reunion.
The description read:
Beautiful oceanfront property offered by motivated owners. Immediate availability. Seller requests a rapid closing.
My home had been photographed while eighteen strangers ate my food, drank my wine, and slept in my beds.
They were already advertising it.
I looked at James.
“Can we stop this?””
“We can challenge the authority behind the listing and seek urgent legal protection. I'll contact the agent and make the dispute unmistakable.””
He began typing.
Then he stopped.
“Margaret, there's something else you need to see.””
He opened the property company's registration documents and scrolled to the section identifying its initial funding source.
A bank account had supplied the first deposit.
The account belonged to Patricia.
My sister had not simply signed an authorization.
She had helped fund the company.
And beneath her name was a transaction date.
The money had been transferred three weeks before Megan ever invited those eighteen relatives to my beach house.
I leaned back in my chair.
The reunion had never been an innocent family gathering.
May you like
It had been part of a plan.
And my sister had helped pay for it.
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