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Chapter 1

The Bank Teller Laughed at My Torn Clothes—Then She Saw My Balance

The moment I walked into the Chicago bank wearing a ripped hoodie and worn-out sneakers, the teller looked me up and down and said, “The shelter is two blocks away.”

I was fifteen, and everyone in the lobby heard her.

“I’m not looking for a shelter,” I said quietly.

She sighed. “Then what do you want?”

I pulled a black bank card from my pocket and placed it on the counter.

“I just need you to check my balance.”

She stared at the card, then at my clothes.

“Where did you get this?”

“It’s mine.”

The man waiting behind me laughed.

The teller pushed the card back toward me.

“Kid, you need to leave before I call security.”

My face burned, but I didn’t move.

“Please,” I said. “Just check the balance.”

A security guard started walking toward us.

The teller rolled her eyes.

“You really want to embarrass yourself?”

I slid the card back across the counter.

“Please check it.”

She finally grabbed it like she was trying to prove a point.

“Fine.”

She typed something into her computer.

Then her smile disappeared.

Her fingers stopped moving.

She leaned closer to the screen.

“What the…”

The security guard reached the counter.

“Problem?”

The teller didn’t answer him.

She checked my card again, then looked at me with completely different eyes.

“Can I see your ID?”

I handed her my student ID and the passport my grandfather had told me never to lose.

She compared the names.

Her face went pale.

The manager noticed and hurried over.

“What’s going on?”

The teller turned the monitor toward him.

His expression changed instantly.

He looked at me, then back at the screen.

“Son,” he whispered, “do you know how much money is in this account?”

I shook my head.

That was why I had come.

The manager swallowed hard.

“Your available balance is $8,472,611.”

The entire counter went silent.

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But then he scrolled farther down the account and suddenly grabbed the phone.

“Lock the front doors,” he told security. “This boy isn’t leaving until we find out why someone tried to withdraw six million dollars from his account this morning.”

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