Chapter 2

Nobody moved.
Mrs. Whitmore stared at my father as if someone had pulled the ground out from under her.
Madison looked from him to me.
I closed my eyes for half a second.
This was exactly the kind of moment I hated.
My father, Richard Cole, was the founder and chairman of Cole Capital.
His name showed up in financial magazines.
His company invested in technology, real estate, healthcare, logistics, and just about anything else he believed could make money.
But I had spent most of my adult life trying not to be introduced as Richard Cole’s son.
Mrs. Whitmore finally found her voice.
“You’re Richard Cole.”
Dad glanced at the checkbook in her hand.
“So I’ve been told.”
Her face changed immediately.
The contempt disappeared.
A nervous smile replaced it.
“I think there’s been a misunderstanding.”
Madison let out a bitter laugh.
“A misunderstanding?”
“Madison, please.”
“You just offered my boyfriend fifty thousand dollars to disappear.”
Mrs. Whitmore lowered the check.
“I was trying to protect you.”
“From what?”
Her mother looked at me again.
This time, she saw something completely different.
That made me angrier than the insult.
Five minutes earlier, I had been trash to her.
Now I was useful.
“I didn’t realize who Ethan’s family was,” she said.
I nodded slowly.
“That was the problem.”
She blinked.
“What?”
“You decided what kind of person I was based on my hoodie, my car, and what you thought I earned.”
Her cheeks tightened.
“That’s not fair.”
Dad raised an eyebrow.
I almost laughed.
“You literally tried to buy me off.”
“I was concerned about my daughter.”
“No,” Madison snapped. “You were embarrassed by him.”
Mrs. Whitmore looked at her.
“That is not true.”
“Then why did you tell Aunt Patricia last week that I was dating beneath me?”
Silence.
Her mother’s expression changed again.
Madison’s voice shook.
“You think I didn’t hear you?”
“Madison—”
“I heard every word.”
I looked at her.
She had never told me.
Mrs. Whitmore stepped toward her daughter.
“I only want the best for you.”
Madison moved back.
“You want what looks best.”
That hit harder.
Dad watched quietly.
He had a talent for letting people destroy themselves without interrupting.
Mrs. Whitmore seemed to remember why he was there.
Her attention shifted.
“Mr. Cole, regarding Whitmore Development’s proposal—”
Dad held up one hand.
“I didn’t come here to discuss business.”
“Of course.”
“I came because Ethan left a folder in my car.”
He handed me a slim black folder.
Then he looked at Mrs. Whitmore.
“But I am curious.”
Her shoulders stiffened.
Dad continued.
“This morning, your husband and your CFO spent ninety minutes explaining why Whitmore Development needed my firm’s capital.”
Mrs. Whitmore swallowed.
“I’m sure they did.”
“They told me your company values integrity.”
Her face went pale.
Dad looked at the check again.
“I find timing fascinating.”
“Mr. Cole, please understand—”
“I understand perfectly.”
I stepped in.
“Dad.”
He looked at me.
I knew that look.
He was about to turn a personal insult into a corporate execution.
I didn’t want that.
Not yet.
“This is between me, Madison, and her mother.”
Dad studied me for a moment.
Then nodded.
“Fair enough.”
Mrs. Whitmore exhaled.
Too early.
Dad turned toward his Bentley.
“But for the record, I never make fifty-million-dollar decisions based on family drama.”
She visibly relaxed.
Then he added, “I make them based on judgment.”
He got into the car.
The Bentley pulled away.
Mrs. Whitmore stood completely still.
Madison grabbed my hand.
“Come on.”
Her mother looked at her.
“Where are you going?”
“To dinner.”
“You’re leaving right now?”
“Yes.”
“After this?”
Madison laughed without humor.
“Especially after this.”
We walked toward my car.
It was a four-year-old gray sedan.
Nothing special.
Mrs. Whitmore stared at it like it had personally deceived her.
Then a second car pulled into the driveway.
A silver Mercedes.
A tall man in a navy suit got out.
I recognized him from photographs.
Charles Whitmore.
Madison’s father.
He looked exhausted.
Then he noticed me.
Then his wife.
Then the checkbook.
“What happened?”
Mrs. Whitmore opened her mouth.
Madison answered first.
“Mom offered Ethan fifty thousand dollars to break up with me.”
Charles stopped walking.
“What?”
“And then Ethan’s father showed up.”
Charles looked at me.
His eyes narrowed.
“Your father?”
Mrs. Whitmore whispered, “Richard Cole.”
The color drained from Charles’s face.
He stared at his wife.
“You did what?”
“I didn’t know.”
“That is not an answer.”
“I thought he was after Madison’s money.”
Charles looked like he was struggling to breathe.
“You thought.”
“I was protecting our daughter.”
“You may have destroyed our company.”
Madison flinched.
Mrs. Whitmore looked offended.
“How dare you blame me?”
Charles laughed.
It was a terrible sound.
“You confronted the son of the man we asked to save our expansion project, insulted him, accused him of being a gold digger, and tried to pay him to disappear.”
“I said I didn’t know.”
“That makes it worse.”
She stared at him.
Charles turned to me.
“Ethan.”
I raised a hand.
“Mr. Whitmore, please don’t.”
“I need you to understand—”
“I understand your business situation has nothing to do with me.”
“That’s not entirely true anymore.”
Madison squeezed my hand.
I looked at her father.
“What does that mean?”
Charles rubbed his forehead.
“We have a board meeting tomorrow morning.”
Mrs. Whitmore suddenly looked nervous.
“Charles.”
He ignored her.
“If Cole Capital walks away, several board members will start asking questions.”
“What questions?” Madison asked.
Her father looked at her.
There was fear in his eyes now.
Real fear.
“The kind that could cost me control of the company.”
Mrs. Whitmore stepped toward him.
“You told me everything was fine.”
“It was supposed to be.”
“What aren’t you telling me?”
Charles looked around the driveway.
“This is not the place.”
His wife grabbed his arm.
“What aren’t you telling me?”
He pulled away.
“Not here.”
She stared at him.
Madison whispered, “Dad?”
He looked at his daughter.
And suddenly he wasn’t an angry businessman.
He looked like a father who had been carrying something alone for too long.
“Go to dinner,” he said quietly. “Please.”
Madison didn’t move.
“Dad.”
“I said go.”
Mrs. Whitmore crossed her arms.
“No. If there’s something happening with our company, I deserve to know.”
Charles turned on her.
“Our company?”
She recoiled.
He lowered his voice.
“You haven’t asked one question about the business in three years.”
“That doesn’t mean—”
“You care about parties, charity boards, country clubs, and who Madison dates.”
Her face hardened.
“And you care so much about business that apparently you forgot to tell your wife the company is in trouble.”
Charles stared at her.
For one second, I thought he might say something brutal.
Instead, he looked away.
Madison pulled me toward the car.
“We should go.”
I nodded.
But before we got inside, Charles called my name.
“Ethan.”
I turned.
He hesitated.
“If your father has already made his decision, I would appreciate knowing.”
“I don’t know what his decision is.”
“Would he tell you?”
“Yes.”
“Will you ask?”
Mrs. Whitmore looked hopeful.
I looked at her.
Then Charles.
“No.”
His face fell.
“I’m sorry,” I said. “But I’m not getting involved.”
Madison opened the passenger door.
Her father nodded slowly.
“I understand.”
We drove away.
For the first ten minutes, Madison said nothing.
Then she started crying.
I pulled into a quiet parking lot.
She covered her face.
“I’m so sorry.”
“You didn’t do anything.”
“She humiliated you.”
“She tried.”
Madison looked at me.
“How are you joking right now?”
“Because if I don’t joke, I might say something ugly.”
She gave a weak laugh.
Then looked down at her hands.
“I knew she could be judgmental.”
I waited.
“But I didn’t know she would do something like that.”
I reached across the console.
She took my hand.
“Why didn’t you tell me you heard her talking about me?”
Madison’s eyes filled again.
“Because I was ashamed.”
“Of me?”
Her head snapped up.
“No.”
“Then what?”
“Of her.”
That answer hurt in a different way.
She leaned closer.
“I love you, Ethan.”
It was the first time she had said it.
Everything else disappeared.
Her mother.
Her father.
The check.
The fifty-million-dollar deal.
All of it.
I stared at her.
She looked suddenly terrified.
“I know the timing is horrible.”
I smiled.
“It’s pretty bad.”
She punched my arm.
I caught her hand.
“I love you too.”
She froze.
Then she kissed me.
For a few seconds, the night felt normal again.
Then my phone rang.
Dad.
Madison saw the name.
“You should answer.”
I did.
“Hey.”
Dad didn’t bother with small talk.
“I need you to come to the office tomorrow morning.”
“Why?”
“Because Whitmore Development has a bigger problem than financing.”
I looked at Madison.
“What problem?”
Dad paused.
Then said, “Someone inside the company has been hiding losses.”
My grip tightened on the phone.
“How bad?”
“Bad enough that fifty million dollars wouldn’t save them.”
I looked through the windshield.
Across the parking lot, a dark SUV had just pulled in.
Its headlights stayed on.
Dad continued.
“And Ethan?”
“Yeah?”
“Your girlfriend’s father knows.”
The SUV door opened.
A man stepped out.
Then another.
Both started walking toward my car.
Dad’s voice sharpened.
“Where are you?”
I sat upright.
“Dad, I have to call you back.”
The first man knocked on my window.
Madison grabbed my arm.
I lowered it two inches.
“What?”
The man held up a phone.
On the screen was a photograph.
Of me.
And Madison.
May you like
Taken less than an hour earlier.
“We need to talk,” he said.